Chapter 7 Bankruptcy and Chapter 13 Bankruptcy

With a Master of Laws degree in Bankruptcy from St. John’s School of Law, Ronald Shields Cook, Attorney at Law is an excellent choice for your bankruptcy case. He has taken on thousands of bankruptcy cases for his New York clients and coordinates the best possible outcome in each case. With the law firm’s assistance, you can finally stop those annoying collection calls and strategically resolve your debt problems.

Contact the firm to schedule an initial consultation to find out how we can help you resolve your bankruptcy case.

Personal Bankruptcy

Do you feel like you are drowning in a sea of debt? You cannot pay your bills, and it seems like the more you try, the further behind you get. You might be facing debt collectors and wage garnishments, and you might even be dealing with a foreclosure or a lawsuit.

This is frightening and more than you can handle on your own. Contact us to learn how you can use Chapter 7 or Chapter 13 bankruptcy to stop the threats and phone calls.

Some of our clients qualify for Chapter 7 bankruptcy which is often called a fresh start bankruptcy. Others file a Chapter 13 bankruptcy which is referred to as reorganization bankruptcy. A Chapter 13 bankruptcy is where you would pay a certain amount of money toward your debt each month where the collection calls and threats stop.

Are you tired of waking up in a cold sweat at night, unsure if today will be the day that your creditors will close in? Get your power back by setting up a consultation with our firm. Day, evening, or weekend consultations are available.

Business Bankruptcy

Do you own a business but can no longer pay the bills? We can represent you with your business debt issues which could include a Chapter 7 or Chapter 11 bankruptcy. If you file for a business Chapter 7, the business assets would be sold, and creditors would be paid pennies on the dollar. If you file for a business Chapter 11, we will help you negotiate with your creditors so that you can keep the business running. In some instances, it would not be beneficial to file a business bankruptcy and alternative plans would be necessary. Contact the law firm to schedule a consultation to discuss your situation.

Is Bankruptcy the Right Choice?

If you have more debt than you can handle, bankruptcy might be the right solution for you moving forward. However, bankruptcy is not always a viable option. For instance, you might have an asset that does not qualify for a bankruptcy exemption. For example, if you have nonexempt property that you do not want to lose, then a bankruptcy might not be the right choice.
Fortunately, you do not have to make this decision on your own. Contact us for a consultation to determine if bankruptcy is best for your situation.

Help Is Available

It is normal to feel alone when you have a mountain of debt, but you do not have to navigate this process on your own. Call us today to schedule a consultation. A representative is standing by 24 hours a day, 7 days a week.